Pages

There have never been get rich quick schemes



He who wishes to be rich in a day will be hanged in a year.
- Leonardo da Vinci

Here are some budgeting tips from the DOL

The second in the Savings Fitness video series from DOL. This installment is about budgeting.


An interesting way to save money if you need private student loans

If you need to use private student loans (not recommended!), this is a way to save some interest long term. It's an interesting concept.

 http://www.wsj.com/articles/amazon-tip-toes-into-banking-business-1469093403

It's not about dollars and cents. It's really about this...



And I'm not a fan of hers, but it's a good quote.
 

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life. 

- Suze Orman


Tips for recent grads - college and high school - and their parents!

Here's my recent appearance on Business As Usual TV with Kevin Willett. On this episode, I offer tips for recent grads - college and high school. We discuss student loans, financial aid and general college search tips.

https://www.youtube.com/watch?v=kMNDjp2Vatg&feature=youtu.be

This would be an interesting major...

Yet another occupation where a college degree pays off, though you may not want to encourage your student to "major" in this.

http://fortune.com/2016/07/09/mobsters-college-degree-study/

Ancient wisdom about diversification



“Send your grain across the seas, and in time, profits will flow back to you.

But divide your investments among many places, for you do not know what risks might lie ahead.

When clouds are heavy, the rains come down…
…Farmers who wait for perfect weather never plant.
 
If they watch every cloud, they never harvest…
…Plant your seed in the morning and keep busy all afternoon, for you don’t know if profit will come from one activity or another – or maybe both…”

- King Solomon
The US Department of Labor created a great short video series on personal finances.

Here's the first in that series - setting financial goals.


My latest financial tips on Friends of Kevin radio!

Here are the latest financial tips on Friends of Kevin radio.


This month, I discuss tax credits for summer camp, identity theft, comparing details on larger types of loans such as home equity lines of credit and student loans.

Also, I discuss my new debt payoff program. I'm looking for 5 test clients who would like a personalized debt payoff strategy saving time and money. Participants will also receive a monthly coaching call to help implement the plan.

In return, I'm looking for feedback on various aspects of the program.

If you, or someone you know, would be interested in learning more, send me a message!


Save taxes while sending your kids to camp!

As your kids go off to camp this summer, hang on to the proof of payment! Camp is expensive, but you may qualify for a tax break!

There's only 1 objective

For all long-term investors, there is only one objective – 
maximum total real return after taxes.
 
- John Templeton

These streets have names, but this problem really doesn't

Not poverty, but no prosperity either. And earning more money doesn't help.

This article describes a "typical" middle to upper middle class problem. And I see it every day, just as real estate agents do. After all, schools - kids - are a huge factor in where people buy.

But it's leading families to a perpetual state of high income financial problems?

What would you call this?


Debt by type

Student debt doesn't seem like much when you look at it this way, but it is still a lot of money owed.

I'm looking for 5 test customers for a debt payoff program that I'll be launching soon. Participants will get a personalized debt payoff strategy plus monthly coaching. In exchange, I ask participants to share feedback with me regarding the program, pricing, etc.

If you, or know someone who may be interested, please send me a message and I'll give you more details. Your information will remain confidential.


Happy Independence Day!

My favorite holiday - Happy 4th of July!


There are no gurus



Short-term clients look for gurus. Long-term clients want sages. There are no gurus.
 
- Harold Evensky
Subscribe to: Comments (Atom)