It's living for today - which isn't necessarily a bad thing - and not saving for tomorrow - which is a bad thing.
Yet, retirement, however we define it, is definitely coming whether or not we want it.
Saving today isn't always fun, but saving today gives us choices tomorrow.
If you have little saved, consider these tips.
http://bigstory.ap.org/article/3c06d8ff84934ab9ad1345c4e74e1851/hail-mary-retirement-plan-those-nothing-saved
