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Which came first, the chicken or the egg?

Which should I do first, pay down debt or save for retirement?

Chicks Free PhotoSame question, right?

Well, not really, but it's closer than you think. I get this question all of the time and it's just as conceptual as the chicken and the egg question. It's not a simple answer, and will be different for everyone.

Recently, I answered this question on Quora. Here's my answer - it is long because there are a lot of factors to consider.




Do you agree with this? What would be your answer?